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United for Reform Resource Center
United for Reform Resource Center

Your source for health reform overviews, implementation guides, timelines, provision details, FAQs, and other support documents.

Worksite Wellness Programs

Help control your business's health care costs by implementing a Worksite Wellness Program.

- How Does an Employer Start a Wellness Program??
- Return on investment
- Chronic Diseases Cost Employers

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Note: If you renew your plan on 4/1/16 or later, please visit Employer Eservices for plan information. Historical data prior to your renewal can still be viewed within River Valley e-Services.

Employer Administrative Guide
& Other Support

Information to help you understand how health plan benefits are administered.

- Employer Administrative Guide
- Sample Certificates of Coverage (COC)

Consumer-Driven Health Plans

We offer consumer-driven health plans such as Flexible Spending Accounts (FSAs), Health Reimbursement Accounts (HRAs), and Health Savings Accounts (HSAs).

- Learn about our Heritage Options HRA plan
- TASC (Our HRA administrator.)
- HRA Employer Contribution Calculator
- Learn about our Heritage Options HSA plan



From understanding your plan benefits to taking care of sick kids and staying healthy yourself, managing your family's health and wellness is a big responsibility. We can help you make confident health care decisions. Get real answers – in plain language – to your health and wellness questions.

HIPAA Information

Learn more on the Health Insurance Portability and Accountability Act (HIPAA).

- What is HIPAA?
- Companion Documents
- Additional Resources

How We Rate

NCQAHow do we compare?

See how we stack up against health plan national averages and independent standards by using the following tools: